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SBI Clerk

SBI Clerk (Junior Associates) Exam is held by SBI or State Bank of India to recruit candidates for Clerical Cadre in its different branches across the country. SBI Clerk (Junior Associates) 2019 facilitates the recruitment for the post of Junior Associates (JA). SBI Clerk is one of the most sought after bank exams today and a huge number of candidates appear for the same every year.

About Exam

SBI Clerk Exam is conducted via State Bank of India to select eligible applicants for recruitment to the post of Clerks. It is basically conducted for recruitment of SBI clerks. It comprises of online exam which is divided into 2 phases.

Being the most sought after exam in the banking sector. The post offers a good salary package and associated benefits.


SBI Clerk Examination has some eligibility criteria that are mentioned below:

  • Only Indian Nationals are eligible to apply for the exam.
  • Age should not be below 20 years and not beyond 28 years.
  • Graduation in any discipline from any recognized university or equivalent accepted by the Government.
  • Graduation in Agriculture or Agriculture allied activities from a Government recognized university.
  • Candidate must be able to read and write English.
  • Candidates must be aware of the local language of the state.

Application Fees

The application fees can be paid in both online and offline mode. The details are as follows:

Unreserved Category
600 INR
Reserved Category
100 INR

Application Procedure

These are the procedure that should be followed to apply for the exam of SBI Clerk:

  • The process for the application would be online.
  • Application form would not be submitted in any other mode apart from online.
  • Application fees would have been paid online.
  • The payment can be made using a debit/credit card or online banking.

Exam Pattern

The exam would be conducted in two phases:

Prelims Examination:

Exam pattern of the prelims is given below:

  • The total marks for the exam would be 100 comprising of the sections -English, reasoning, and aptitude.
  • There is negative marking.
  • Candidates are required to qualify in all the three sections to be able to attempt the mains exam.
  • The overall and sectional cutoff should have been secured.
  • The duration would be for 1 Hour marked for 100.
S.noName of test
1English section

Mains exam:

The applicant who has passed prelims examination is eligible for the main examination. Exam pattern is given below:

  • The duration would be for 2 hours 40 mins marked for 200.
  • There are 4 sections in the exam: General and financial awareness, reasoning and computer ability, English and the quantitative section.
  • 0.25 marks would be deducted for every wrong answer.
  • Candidates would be shortlisted on the basis of the performance in the exam.
  • Sufficient high score holders would be given a job.
Name of test
1Financial awareness
505035 mins
404035 mins
3Quantitative Aptitude
505045 mins
4Reasoning and Computer Aptitude
506045 mins

Study Material

These are the reference books for SBI Clerk Exam:

Reasoning Section:

For the reasoning section these books are referred:

  • A Modern Approach to Verbal and Non-Verbal Reasoning - RS Agarwal
  • Reasoning and Quantitative Aptitude by P.K Mittal

English Section:

For English section these books are referred:

  • Objective English for Competitive exams by Hari Prasad and Uma Sinha
  • Objective English by Thorpe
  • New IBPS-CWE Exam Guide for Prelims and Mains Exam

Quantitative Aptitude Section:

For Quantitative Aptitude section these books are referred:

  • Quantitative Aptitude Test - NK Singh
  • Quantitative Aptitude for Competitive Exams - RS Agarwal
  • Fast Track Objective Arithmetic - Rajesh Verma

Test Centres

These are some exam centers of SBI Clerk exam:

  • Andaman and Nicobar - Port Blair
  • Andhra Pradesh - Chirala, Chittoor, Guntur, Kakinada, Kurnool, Nellore, Ongole, Puttur, Rajahmundry, Srikakulam, Tirupati, Vijayawada, Visakhapatnam, Vizianagaram
  • Arunachal Pradesh - Itanagar, Naharlagun
  • Assam - Dibrugarh, Guwahati, Jorhat, Kokrajhar, Silchar Tezpur
  • BIhar
  • Arrah,Aurangabad,Sharif,Bhagalpur,Darbhanga,Gaya,Hajipur,Muzaffarpur,Patna, Purnia,Samastipur,Siwan
  • Chandigarh - Chandigarh
  • Chattisgarh - Bhilai,Bilaspur,Raipur
  • Goa - Panaji, Verna
  • Gujarat
  • Ahmedabad,Anand,Gandhinagar,Himmatnagar,Jamnagar,Mehsana,Rajkot,Surat,Vadodara
  • Haryana - Ambala, Bahadurgarh, Hissar, Karnal. Kurukshetra, Panipat, Palwal, Rohtak, Sonipat, Yamunanagar
  • Himachal Pradesh - Baddi,Bilaspur,Dharamshala,Hamirpur,Kangra, Mandi, Kullu,Shimla, Sirmaur, Solan,Una
  • Madhya Pradesh - Bhopal, Gwalior, Indore, Jabalpur, Satna, Sagar, Ujjain
  • Maharashtra - Amaravati, Aurangabad, Chandrapur, Dhule Jalgaon, Kolhapur, Latur, Mumbai/Thane/Navi Mumbai, Nagpur, Nanded, Nasik, Pune, Ratnagiri, Sangli, Satara
  • Manipur - Imphal
  • Meghalaya - Ri-Bhoi,Shillong,Tura
  • Mizoram - Aizawl
  • Nagaland - Kohima
  • Delhi-NCR - Delhi,Faridabad,Ghaziabad,Greater Noida,Gurgaon
  • Odisha - Angul, Balasore, Bargarh, Baripada, Berhampur(Ganjam), Bhubaneswar, Cuttack, Dhenkanal, Jharsuguda, Rourkela, Sambalpur
  • Punjab - Amritsar, Bhatinda, Fatehgarh Sahib, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala, Phagwara, Sangrur
  • Rajasthan - Ajmer, Alwar, Bhilwara, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur
  • Sikkim - Gangtok
  • Tamil Nadu - Chennai, Coimbatore, Dindigul, Krishnagiri, Madurai, Nagercoil, Namakkal, Perambalur, Salem, Thanjavur, Trichy, Tirunelveli, Thoothukudi, Vellore
  • Telangana - Hyderabad, Karimnagar, Khammam, Warangal
  • Uttar Pradesh - Agra, Aligarh, Allahabad, Bareilly, Bulandshaher, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Unnao, Varanasi
  • Uttarakhand - Dehradun, Haldwani, Haridwar, Roorkee
  • West Bengal - Asansol, Berhampur (WB), Bardhaman, Dumkal, Durgapur, Hooghly, Howrah, Kalyani, Kolkata, Siliguri


Some of the Frequently Asked Questions (FAQ's) related to the exam of IBPS-PO are as follows:

Q: What are the emoluments that are available?

  • INR 20,950 per month inclusive of DA and other allowances. Allowances may change according to the place of posting. The employees are eligible for Gratuity.
  • Pension, Medical, Leave fare and other facilities.

Q: How is the selection procedure?

Ans: The Selection procedure is by way of preliminary and mains examination.

Q: How is the exam conducted?

Ans: The exam is conducted in online mode. 

Q: I have scored very low marks in my degree, can I still apply?

Ans: As long as you have passed your graduation, no matter what your marks are, you can apply.

Q: Can I apply if I am in my final year/ semester of graduation?

Ans: Yes, you may apply if you are in your final year/semester of graduation as long as you are able to provide proof of graduation during the time of interview call.

Q: I will complete 20 years in May, may I apply?

Ans: No. The age limit for applying is 21-30 years.

Q: I have completed my graduation through a distance learning program, may I apply?

Ans: Yes, you may still apply, as long the university is recognized by the Government of India.

Q: I have taken a loan from the bank, which I have not re-paid yet, may I apply?

Ans: According to the regulations of the SBI, if you have not been regularly repaying your EMI, you are not eligible to apply.

Q:  I have made a few errors in submitting my application form, can I modify it?

Ans: It is not possible to modify an application, but you can re-submit a new application with the correct information.


Syllabus for SBI Clerk Exam is as follows:

Quantitative Aptitude:

These topics are covered under this subject:

  • Number system
  • Simplifications
  • Roots & Averages
  • Surds & Indices
  • Percentages
  • Profit & Loss
  • Ratio & Proportion
  • Partnership
  • Chain rule
  • Time & work
  • Pipes & Cisterns
  • Time & Distances
  • Problems on trains
  • Boats & streams
  • Allegations & mixtures
  • Simple Interest
  • Compound Interest
  • Stocks & Shares
  • Clocks & Algorithms
  • Mensuration
  • Volume & surface area
  • Permutations & combinations
  • Heights & Distances

Data Integration:

These topics are covered under this subject:

  • Line graphs
  • Bar graphs
  • Pie charts
  • Tabulation

Reasoning Ability:

These topics are covered under this subject:

  • Verbal reasoning
  • Analogy
  • Coding & decoding
  • Blood relations
  • Sitting arrangements
  • Series completion
  • Syllogisms
  • Decision making
  • Statement reasoning
  • Non-verbal reasoning
  • Analogy
  • Series completion
  • Classification

General English:

These topics are covered under this subject:

  • Vocabulary
  • Synonyms
  • Antonyms
  • Word formation
  • Sentence completion


These topics are covered under this subject:

  • Theme detection
  • Deriving conclusions
  • Passage completion
  • Error detection
  • Passage correction
  • Sentence correction
  • Spelling
  • Grammer
  • Idioms
  • Phrases

General Awareness:

These topics are covered under this subject:

  • Knowledge of current events
  • Sports, History, Geography, Culture, Indian constitutions
  • News about technology and researches
  • News on India and its neighboring countries

Marketing Aptitude:

These topics are covered under this subject:

  • Economy, Banking and Finance

Computer Awareness:

These topics are covered under this subject:

  • Computer hardware
  • Operating System concepts
  • Shortcut keys
  • Ms word, excel
  • Ms powerpoint, access
  • Internet & networks
  • Basic security concepts
  • Latest technologies


Expected SBI Clerk Cut Off:

CategoryExpected Cut Off (Out of 100 Marks)
GEN 65-70
SC 50-55
ST 45-50

SBI Clerk Prelims Cut-Off (or SBI Clerk Junior Associate Prelims): Sectional Cutoff

Subjects (Total Marks)



English Language (30)



Numerical Ability (35)



Reasoning Ability (35)



Selection Procedure

This is the procedure that an applicant will have to go through for the selection in the SBI Clerk exam:

  • Applicants are shortlisted on the basis of their score in SBI Clerk Examination. The high score holders would be immediately recruited on the job.
  • Applicants would have to pass in each section by gaining marks to be decided by the Bank.
  • The adequate number of applicants in every category as shortlisted by the Bank would be shortlisted for the mains exam.
  • The questions in the objective section except for English would be bilingual.
  • Negative marks for the wrong answer in the objective test would be 1/4 marks that would be awarded.
  • Passing marks would be determined on the basis of the performance of all the candidates in the exam.
  • An 'Acquaint Yourself' booklet would be given to the applicants appearing for the exam.
  • Applicants who would qualify in the exam would be placed according to their marks in the descending order in many categories.
  • Depending on the number of vacancies, only certain applicants on the basis of ranking would be eligible for interview in the ratio of 3 in every category.
  • Interview call letters would be uploaded on the website after declaration of results of an online test.
  • The marks obtained in the prelims would not be added for selection and only marks obtained in Mains would be added to marks obtained in the interview.
  • Results of the applicants who had appeared for the interview and those who have been finally selected would be uploaded on the website. Final selection would be updated in  Employment news/rozgar Samachar.

Documents to be Carried

There are some documents given that you should carry to examination hall for SBI Clerk:

  • ID Proof: PAN Card/ Aadhar Card/ Driver’s Licence/ Voter ID/ any government approved ID.
  • Date of Birth Proof: The date of birth on your birth certificate should match the date of birth on the government approved ID Proof you are carrying.
  • Make sure to carry your 10th and 12th mark sheets along with your degree mark sheets. You should also carry your graduation certificate or if not yet issued any proof of completion of graduation.
  • Computer Literacy certificate: This is required mainly for Clerical positions. Candidates must have studied IT or computer science in the 10th or 12th grade.
  • Caste Certificate: SC/ST and OBC candidates must provide with a valid certificate of caste from an approved certifier.
  • Disability certificate if applicable.
  • No-Objection certificate if the candidate is currently employed somewhere in the public sector.


Here are the total number of candidates selected for SBI Clerk:

SBI Clerk Posts  
Number of Candidates Qualified
Junior Associates Regular & Backlog Vacancies
Junior Agricultural Associates
Junior Associates (Special Drive for Tura (Meghalaya) / Kashmir Valley / Ladakh)

Important Dates

Here are the important dates for the exam of SBI Clerk:

EventDate (Tentative)
Online Registration Starting DateJanuary 20, 2019
Last date for Online RegistrationFebruary 10, 2019
Admit Card ReleaseJune 06, 2019
SBI Clerk Recruitment 2019 Preliminary ExamJune 23, 24 & 30, 2019
Preliminary Exam Result DeclarationJuly 2019
Main Exam Admit Card ReleaseJuly 23, 2019
SBI Clerk Recruitment 2019 Main ExamAugust 05, 2019
Main Exam ResultAugust 2019
admit card for InterviewAugust 2019
Date of InterviewAugust 2019
Date of announcement of the final resultSeptember 2019

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